One of my first success stories involved a client who said, “The only person who isn’t a nincompoop in this transaction, is you Brett.”
Using an Unknown Lender
A referral comes to me for a first time home buyer who is already “pre-approved” with an out-of-area lender. To avoid having the buyer re-do their complicated pre-approval, to which their financial situation was already tough enough, we give the lender the benefit of the doubt. They said they had 11 years of expirence after-all…
It all goes downhill after we go under contract.
Bankrupt, Criminal History, & Getting Married
It’s COVID time and a local buyer contacts me to help them buy a home. He has a criminal history and has been bankrupt. He’s also a veteran with a VA loan and not a lot of wiggle room. He wants a fresh start for him and his family.
After 2 sale fails, we resubmit our offer on the perfect home for him, his boys, and his girlfriend. The seller is furious and hard to work with, but later becomes the buyer’s #1 advocate. Which, after the buyer’s first lender bails, and the second lender requires building repairs and for the buyer to get married, the buyer almost gives up.